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Understanding Real Estate Taxes and Mortgage Interest Deductions Under IRS Rules
Understanding Real Estate Taxes and IRS Mortgage Interest Exemptions Real estate taxes are a fundamental cost of property ownership, yet they are often misunderstood. Beyond annual property tax bills, homeowners and investors must also consider how federal tax rules—particularly those established by the Internal Revenue Service (IRS)—affect the true cost of owning real estate. One of the most significant tax benefits available to property owners is the mortgage interest deduc
sarahacraddock
Jan 213 min read


Homestead Exemptions Explained: How Homeowners Reduce Property Taxes and Protect Equity
Hancock County , Harrison County , Jackson County Deadline: April 1, 2026 Mississippi Department of Revenue Website - Homestead Exemption Understanding Homestead Exemptions: How Homeowners Reduce Property Taxes and Protect Equity Homestead exemptions are one of the most valuable—and often overlooked—benefits available to homeowners. Designed to provide tax relief and financial protection, homestead exemptions can lower property tax bills, limit assessment increases, and, in
sarahacraddock
Jan 144 min read


Mortgage Market and Rates: What Happened in the First Week of January 2026
Mortgage Market and Rates: What Happened in the First Week of January 2026 As the calendar turned to 2026, the mortgage market started the year on a relatively stable yet cautious note. In the first seven days of January, mortgage interest rates hovered near levels not seen since late 2024, while broader economic signals and policy expectations continued to shape borrower sentiment and lender behavior. This early-year snapshot offers insight into where rates stand, what’s dri
sarahacraddock
Jan 74 min read


3-3-3 Rule in Real Estate
Understanding the 3-3-3 Rule in Real Estate: A Practical Framework for Buyers in a Competitive Market In today’s housing environment—defined by persistent inventory shortages, elevated interest rates, and increasingly discerning buyers—decision-making frameworks are more valuable than ever. One model that has gained traction among both real estate professionals and consumers is the 3-3-3 Rule , an approach designed to simplify evaluation, manage expectations, and support conf
sarahacraddock
Jan 43 min read
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